Ridesharing is becoming increasingly popular, especially in the Atlanta metro area. In Atlanta, Uber and Lyft are two of the most popular rideshare companies. However, while ridesharing is generally a safe way to get around, accidents can happen.

But when you’re in an Uber or Lyft, the situation can feel even more confusing and uncertain. Who is liable? Who pays for damages? What should you do next?

What to Do After an Uber Accident

If you find yourself in an Uber accident, there are a few things you should do.

Who is Liable After a Ridesharing Accident?

Rideshare insurance can be confusing because there are different levels of coverage depending on whether the driver is online and available to accept fares, en route to pick up a passenger, or transporting a passenger. The good news is that all three levels of coverage have increased since Uber and Lyft first started operating in Atlanta.

If you are in an accident while riding in an Uber or Lyft, the first step is filing a claim with the rideshare company. Both companies have $1 million liability policies covering passengers, drivers, and pedestrians injured in an accident.

Uber’s liability policy kicks in when a driver accepts a passenger’s request. Uber’s liability insurance will cover up to $1 million in damages for bodily injury and $50,000 for property damage if the driver gets into an accident. If another driver caused the accident, the driver’s personal insurance should cover the damages. However, if the driver’s insurance doesn’t cover the full extent of the damages, Uber’s uninsured/underinsured motorist coverage will kick in and cover up to $1 million in damages.

In addition to liability insurance, Uber has a $1 million contingent collision and comprehensive coverage policy that applies when a driver’s personal insurance doesn’t cover the total cost of repairs or replacement after an accident. So, if you are ever involved in an accident while riding in an Uber, you can rest assured that you will be covered.

That said, $1 million may not be enough to cover all of the damages if multiple people are injured or someone dies in the accident. In these cases, you may need to seek compensation from the at-fault driver’s personal automobile insurance policy.

If the at-fault driver does not have personal automobile insurance, or if their policy does not cover ridesharing, you may be able to seek compensation from Uber or Lyft’s contingent liability policy. This policy covers up to $50,000 per person for bodily injury and $25,000 for property damage.

Contact Our Experienced Atlanta Car Accident Lawyers

If you or someone you know has been involved in a rideshare accident, the best thing to do is contact an experienced Atlanta rideshare accident attorney who can help you navigate the complex maze of insurance coverage and determine who is liable for your damages. The team at Kim Law has extensive experience handling rideshare accident cases and will fight tirelessly to get you the compensation you deserve. Contact us today for a free consultation. We work on a contingency basis, so you don’t pay us anything unless we win your case! Just call and JUST WIN.

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Edward Kim

At the Kim Law, We are committed to providing world class legal representation. We take pride in providing elite service and delivering outstanding results. An accident can happen to anyone. Resulting injuries and medical bills can turn your life upside down. You are not alone during this physically, emotionally, and financially draining time. Turn to us at this frustrating crossroad. Our Atlanta personal injury lawyers will ensure you receive proper medical attention for your injuries. View Attorney Profile